--- title: blog | American Impact (7) description: Updates and news from The American Impact Foundation, Inc. (7) --- [![American Impact - Trimmed Logo one PNG](https://americanimpact.org/hs-fs/hubfs/American%20Impact%20-%20Trimmed%20Logo%20one%20PNG.png?width=1249&height=574&name=American%20Impact%20-%20Trimmed%20Logo%20one%20PNG.png "American Impact - Trimmed Logo one PNG")](https://americanimpact.org/) - [Home](https://americanimpact.org) - [About](https://americanimpact.org/about-american-impact) - [About the Foundation](https://americanimpact.org/about-the-american-impact-0) - [FAQs](https://americanimpact.org/frequently-asked-questions) - Issues - [Legislation](https://americanimpact.org/legislation) - [Monetary Policy](https://americanimpact.org/monetary-policy) - [Investing](https://americanimpact.org/investing) - [Entitlement Programs](https://americanimpact.org/entitlement-programs) - [Government Taxation, Spending, and Debt](https://americanimpact.org/government-taxation-spending-and-debt) - [Financial Literacy in the United States](https://americanimpact.org/financial-literacy) - [Articles](https://americanimpact.org/blog) - [Donate](https://americanimpact.org/donate) - [Charitable Solicitation Registration Statement](https://americanimpact.org/charitable-solicitation-registration-statement) [Contact Us](https://americanimpact.org/contact) # Blog ### Posts by American Impact This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. - [All](https://americanimpact.org/blog) - [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) - [Legislative Issues](https://americanimpact.org/blog/tag/legislative-issues) - [Government Taxation, Spending, and Debt](https://americanimpact.org/blog/tag/government-taxation-spending-and-debt) - [Monetary Policy](https://americanimpact.org/blog/tag/monetary-policy) - [AI Infrastructure](https://americanimpact.org/blog/tag/ai-infrastructure) - [Entitlement Programs](https://americanimpact.org/blog/tag/entitlement-programs) - [Social Security](https://americanimpact.org/blog/tag/social-security) - [Affordability and Costs](https://americanimpact.org/blog/tag/affordability-and-costs) - [Fiscal Policy](https://americanimpact.org/blog/tag/fiscal-policy) - [Investing](https://americanimpact.org/blog/tag/investing) All Financial LiteracyLegislative IssuesGovernment Taxation, Spending, and DebtMonetary PolicyAI InfrastructureEntitlement ProgramsSocial SecurityAffordability and CostsFiscal PolicyInvesting [![Priced Out Parents Are Forcing a New American Dream](https://americanimpact.org/hs-fs/hubfs/Gemini_Generated_Image_ijeycpijeycpijey.png?width=300&name=Gemini_Generated_Image_ijeycpijeycpijey.png)](https://americanimpact.org/blog/priced-out-parents-are-forcing-a-new-american-dream) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [Priced Out Parents Are Forcing a New American Dream](https://americanimpact.org/blog/priced-out-parents-are-forcing-a-new-american-dream) *Soaring early childcare costs are pushing households into financial hardship before kindergarten...* [Read More](https://americanimpact.org/blog/priced-out-parents-are-forcing-a-new-american-dream) [![Why American Oil Producers Cannot and Will Not Rescue the World From the Iran War](https://americanimpact.org/hs-fs/hubfs/image-Jun-04-2026-12-56-54-6084-PM.jpg?width=300&name=image-Jun-04-2026-12-56-54-6084-PM.jpg)](https://americanimpact.org/blog/why-american-oil-producers-cannot-and-will-not-rescue-the-world-from-the-iran-war) ###### [Monetary Policy](https://americanimpact.org/blog/tag/monetary-policy) ##### [Why American Oil Producers Cannot and Will Not Rescue the World From the Iran War](https://americanimpact.org/blog/why-american-oil-producers-cannot-and-will-not-rescue-the-world-from-the-iran-war) *How the end of the shale settler era leaves US energy companies unwilling to act as instruments of...* [Read More](https://americanimpact.org/blog/why-american-oil-producers-cannot-and-will-not-rescue-the-world-from-the-iran-war) [![Global Crisis Guardrails Are Weaker Than Ever Right When They Are Needed Most](https://americanimpact.org/hs-fs/hubfs/image%20(1)-Jun-04-2026-12-35-49-2722-PM.jpg?width=300&name=image%20(1)-Jun-04-2026-12-35-49-2722-PM.jpg)](https://americanimpact.org/blog/global-crisis-guardrails-are-weaker-than-ever-right-when-they-are-needed-most) ###### [Monetary Policy](https://americanimpact.org/blog/tag/monetary-policy) ##### [Global Crisis Guardrails Are Weaker Than Ever Right When They Are Needed Most](https://americanimpact.org/blog/global-crisis-guardrails-are-weaker-than-ever-right-when-they-are-needed-most) *How record debt, geopolitical fragmentation, and a supply-side energy shock have left international...* [Read More](https://americanimpact.org/blog/global-crisis-guardrails-are-weaker-than-ever-right-when-they-are-needed-most) [![The Homeowner's Silent Tax: How Surging Insurance Premiums Threaten the Mortgage Market](https://americanimpact.org/hs-fs/hubfs/image-Jun-13-2026-08-41-05-8304-PM.png?width=300&name=image-Jun-13-2026-08-41-05-8304-PM.png)](https://americanimpact.org/blog/the-homeowners-silent-tax-how-surging-insurance-premiums-threaten-the-mortgage-market) ###### [Mortgage](https://americanimpact.org/blog/tag/mortgage) ##### [The Homeowner's Silent Tax: How Surging Insurance Premiums Threaten the Mortgage Market](https://americanimpact.org/blog/the-homeowners-silent-tax-how-surging-insurance-premiums-threaten-the-mortgage-market) *Rising property insurance costs are quietly pushing millions of U.S. households to the brink of...* [Read More](https://americanimpact.org/blog/the-homeowners-silent-tax-how-surging-insurance-premiums-threaten-the-mortgage-market) [![Social Security Is Safe Until 2032 But a 22% Benefit Cut Hits Right After if Congress Does Not Act](https://americanimpact.org/hs-fs/hubfs/image-4.png?width=300&name=image-4.png)](https://americanimpact.org/blog/social-security-is-safe-until-2032-but-a-22-benefit-cut-hits-right-after-if-congress-does-not-act) ###### [Social Security](https://americanimpact.org/blog/tag/social-security) ##### [Social Security Is Safe Until 2032 But a 22% Benefit Cut Hits Right After if Congress Does Not Act](https://americanimpact.org/blog/social-security-is-safe-until-2032-but-a-22-benefit-cut-hits-right-after-if-congress-does-not-act) *The government's new financial checkup shows the retirement fund is running out of reserves a year...* [Read More](https://americanimpact.org/blog/social-security-is-safe-until-2032-but-a-22-benefit-cut-hits-right-after-if-congress-does-not-act) [![Why Millions of Boomer Retirements Leave Small Businesses Stranded Without Buyers](https://americanimpact.org/hs-fs/hubfs/Gemini_Generated_Image_krab6qkrab6qkrab-1.png?width=300&name=Gemini_Generated_Image_krab6qkrab6qkrab-1.png)](https://americanimpact.org/blog/why-millions-of-boomer-retirements-leave-small-businesses-stranded-without-buyers) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [Why Millions of Boomer Retirements Leave Small Businesses Stranded Without Buyers](https://americanimpact.org/blog/why-millions-of-boomer-retirements-leave-small-businesses-stranded-without-buyers) *A retirement wave is about to transfer trillions in small business wealth, and most of it has...* [Read More](https://americanimpact.org/blog/why-millions-of-boomer-retirements-leave-small-businesses-stranded-without-buyers) [![How AI and a Saturated Graduate Market Are Breaking the Education-to-Career Pathway](https://americanimpact.org/hs-fs/hubfs/image-Jun-04-2026-11-35-22-2203-AM.jpg?width=300&name=image-Jun-04-2026-11-35-22-2203-AM.jpg)](https://americanimpact.org/blog/how-ai-and-a-saturated-graduate-market-are-breaking-the-education-to-career-pathway) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [How AI and a Saturated Graduate Market Are Breaking the Education-to-Career Pathway](https://americanimpact.org/blog/how-ai-and-a-saturated-graduate-market-are-breaking-the-education-to-career-pathway) *Why 43% of recent graduates are underemployed and why the traditional degree-to-job pipeline no...* [Read More](https://americanimpact.org/blog/how-ai-and-a-saturated-graduate-market-are-breaking-the-education-to-career-pathway) [![What Is Keeping Nearly Half of College Graduates Stuck in the Wrong Jobs](https://americanimpact.org/hs-fs/hubfs/image-Jun-04-2026-12-16-38-4431-PM.jpg?width=300&name=image-Jun-04-2026-12-16-38-4431-PM.jpg)](https://americanimpact.org/blog/what-is-keeping-nearly-half-of-college-graduates-stuck-in-the-wrong-jobs) ###### [Financial Literacy,](https://americanimpact.org/blog/tag/financial-literacy)[Entitlement Programs](https://americanimpact.org/blog/tag/entitlement-programs) ##### [What Is Keeping Nearly Half of College Graduates Stuck in the Wrong Jobs](https://americanimpact.org/blog/what-is-keeping-nearly-half-of-college-graduates-stuck-in-the-wrong-jobs) *How a frozen hiring market, AI task elimination, and curriculum misalignment have combined to break...* [Read More](https://americanimpact.org/blog/what-is-keeping-nearly-half-of-college-graduates-stuck-in-the-wrong-jobs) [![Wealthy Parents Are Buying Their Kids a Job Market Advantage Nobody Else Can Afford](https://americanimpact.org/hs-fs/hubfs/image-Jun-04-2026-11-06-15-1892-AM.jpg?width=300&name=image-Jun-04-2026-11-06-15-1892-AM.jpg)](https://americanimpact.org/blog/wealthy-parents-are-buying-their-kids-a-job-market-advantage-nobody-else-can-afford) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [Wealthy Parents Are Buying Their Kids a Job Market Advantage Nobody Else Can Afford](https://americanimpact.org/blog/wealthy-parents-are-buying-their-kids-a-job-market-advantage-nobody-else-can-afford) *How elite career coaching is widening the equity gap between affluent graduates and everyone trying...* [Read More](https://americanimpact.org/blog/wealthy-parents-are-buying-their-kids-a-job-market-advantage-nobody-else-can-afford) [![Ray Dalio's 3% Solution and Why Washington's Political Paralysis Makes It Harder to Avoid a Debt Crisis](https://americanimpact.org/hs-fs/hubfs/image%20(1)-Jun-03-2026-01-09-26-9271-PM.jpg?width=300&name=image%20(1)-Jun-03-2026-01-09-26-9271-PM.jpg)](https://americanimpact.org/blog/ray-dalios-3-solution-and-why-washingtons-political-paralysis-makes-it-harder-to-avoid-a-debt-crisis) ###### [Monetary Policy](https://americanimpact.org/blog/tag/monetary-policy) ##### [Ray Dalio's 3% Solution and Why Washington's Political Paralysis Makes It Harder to Avoid a Debt Crisis](https://americanimpact.org/blog/ray-dalios-3-solution-and-why-washingtons-political-paralysis-makes-it-harder-to-avoid-a-debt-crisis) *How the late-stage debt cycle, currency debasement risk, and a bipartisan fallback framework...* [Read More](https://americanimpact.org/blog/ray-dalios-3-solution-and-why-washingtons-political-paralysis-makes-it-harder-to-avoid-a-debt-crisis) [5](https://americanimpact.org/blog/author/american-impact/page/5) [6](https://americanimpact.org/blog/author/american-impact/page/6) [7](https://americanimpact.org/blog/author/american-impact/page/7) [8](https://americanimpact.org/blog/author/american-impact/page/8) [9](https://americanimpact.org/blog/author/american-impact/page/9) ![American Impact - Trimmed Logo white](https://americanimpact.org/hubfs/American%20Impact%20-%20Trimmed%20Logo%20white.png "American Impact - Trimmed Logo white") **Our Contact Info:** American Impact, Inc. 3232 McKinney Ave Ste 500 Dallas, TX 75204 **Phone:** (214) 429-3710 **General Email:** **[info@americanimpact.org](mailto:info@americanimpact.org)** *American Impact and American Impact Foundation are affiliate nonprofit organizations with missions to provide civic and voter engagement and provide financial literacy and fiscal public policy education at the federal, state and local level.* *Contributions to American Impact, an IRS designated 501(c)(4) nonprofit, are not tax deductible.  American Impact Foundation is a section 501(c)(3) non-profit organization under the IRS and 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