--- title: blog | Financial Literacy description: Financial Literacy | Updates and news from The American Impact Foundation, Inc. --- [![American Impact - Trimmed Logo one PNG](https://americanimpact.org/hs-fs/hubfs/American%20Impact%20-%20Trimmed%20Logo%20one%20PNG.png?width=1249&height=574&name=American%20Impact%20-%20Trimmed%20Logo%20one%20PNG.png "American Impact - Trimmed Logo one PNG")](https://americanimpact.org/) - [Home](https://americanimpact.org) - [About](https://americanimpact.org/about-american-impact) - [About the Foundation](https://americanimpact.org/about-the-american-impact-0) - [FAQs](https://americanimpact.org/frequently-asked-questions) - Issues - [Legislation](https://americanimpact.org/legislation) - [Monetary Policy](https://americanimpact.org/monetary-policy) - [Investing](https://americanimpact.org/investing) - [Entitlement Programs](https://americanimpact.org/entitlement-programs) - [Government Taxation, Spending, and Debt](https://americanimpact.org/government-taxation-spending-and-debt) - [Financial Literacy in the United States](https://americanimpact.org/financial-literacy) - [Articles](https://americanimpact.org/blog) - [Donate](https://americanimpact.org/donate) - [Charitable Solicitation Registration Statement](https://americanimpact.org/charitable-solicitation-registration-statement) [Contact Us](https://americanimpact.org/contact) # Blog ## Posts about Financial Literacy This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. - [All](https://americanimpact.org/blog) - [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) - [Legislative Issues](https://americanimpact.org/blog/tag/legislative-issues) - [Government Taxation, Spending, and Debt](https://americanimpact.org/blog/tag/government-taxation-spending-and-debt) - [Monetary Policy](https://americanimpact.org/blog/tag/monetary-policy) - [AI Infrastructure](https://americanimpact.org/blog/tag/ai-infrastructure) - [Entitlement Programs](https://americanimpact.org/blog/tag/entitlement-programs) - [Social Security](https://americanimpact.org/blog/tag/social-security) - [Affordability and Costs](https://americanimpact.org/blog/tag/affordability-and-costs) - [Fiscal Policy](https://americanimpact.org/blog/tag/fiscal-policy) - [Investing](https://americanimpact.org/blog/tag/investing) All Financial LiteracyLegislative IssuesGovernment Taxation, Spending, and DebtMonetary PolicyAI InfrastructureEntitlement ProgramsSocial SecurityAffordability and CostsFiscal PolicyInvesting [![A New Way to Correct IRA Mistakes, but Not Yet](https://americanimpact.org/hs-fs/hubfs/image%20(2)-2.jpg?width=300&name=image%20(2)-2.jpg)](https://americanimpact.org/blog/a-new-way-to-correct-ira-mistakes-but-not-yet) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [A New Way to Correct IRA Mistakes, but Not Yet](https://americanimpact.org/blog/a-new-way-to-correct-ira-mistakes-but-not-yet) *New IRS procedures could help savers correct certain IRA errors beginning in* ***May 2027****. Until then,...* [Read More](https://americanimpact.org/blog/a-new-way-to-correct-ira-mistakes-but-not-yet) [![When Banks Say No for Nonfinancial Reasons: Inside the OCC’s Debanking Report](https://americanimpact.org/hs-fs/hubfs/image%20(1)-Oct-20-2026-08-56-39-3078-AM.jpg?width=300&name=image%20(1)-Oct-20-2026-08-56-39-3078-AM.jpg)](https://americanimpact.org/blog/when-banks-say-no-for-nonfinancial-reasons-inside-the-occs-debanking-report) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [When Banks Say No for Nonfinancial Reasons: Inside the OCC’s Debanking Report](https://americanimpact.org/blog/when-banks-say-no-for-nonfinancial-reasons-inside-the-occs-debanking-report) *An OCC review found that subjective factors sometimes influenced banking access, raising questions...* [Read More](https://americanimpact.org/blog/when-banks-say-no-for-nonfinancial-reasons-inside-the-occs-debanking-report) [![The Real Car Price Test: What the Greenway Settlement Means for Buyers](https://americanimpact.org/hs-fs/hubfs/image-Oct-20-2026-08-00-19-9997-AM.jpg?width=300&name=image-Oct-20-2026-08-00-19-9997-AM.jpg)](https://americanimpact.org/blog/the-real-car-price-test-what-the-greenway-settlement-means-for-buyers) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [The Real Car Price Test: What the Greenway Settlement Means for Buyers](https://americanimpact.org/blog/the-real-car-price-test-what-the-greenway-settlement-means-for-buyers) *FTC allegations against Greenway Auto Group show why buyers must separate an advertised vehicle...* [Read More](https://americanimpact.org/blog/the-real-car-price-test-what-the-greenway-settlement-means-for-buyers) [![Bank Stress Tests Are Changing: What the New Fed Rules Mean for Depositors](https://americanimpact.org/hs-fs/hubfs/image-Oct-03-2026-12-12-43-2073-PM.jpg?width=300&name=image-Oct-03-2026-12-12-43-2073-PM.jpg)](https://americanimpact.org/blog/bank-stress-tests-are-changing-what-the-new-fed-rules-mean-for-depositors) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [Bank Stress Tests Are Changing: What the New Fed Rules Mean for Depositors](https://americanimpact.org/blog/bank-stress-tests-are-changing-what-the-new-fed-rules-mean-for-depositors) *Federal Reserve changes aim to make bank stress tests more predictable, but critics question...* [Read More](https://americanimpact.org/blog/bank-stress-tests-are-changing-what-the-new-fed-rules-mean-for-depositors) [![A $710 Million Auto-Loan Settlement: What Borrowers Should Learn](https://americanimpact.org/hs-fs/hubfs/image%20(1)-Oct-03-2026-12-44-46-7943-PM.jpg?width=300&name=image%20(1)-Oct-03-2026-12-44-46-7943-PM.jpg)](https://americanimpact.org/blog/a-710-million-auto-loan-settlement-what-borrowers-should-learn) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [A $710 Million Auto-Loan Settlement: What Borrowers Should Learn](https://americanimpact.org/blog/a-710-million-auto-loan-settlement-what-borrowers-should-learn) *Credit Acceptance Corporation’s multistate settlement shows how an unaffordable car loan can create...* [Read More](https://americanimpact.org/blog/a-710-million-auto-loan-settlement-what-borrowers-should-learn) [![The Price on the Sign: Why Gasoline Remains an Immediate Affordability Test](https://americanimpact.org/hs-fs/hubfs/image%20(3)-3.jpg?width=300&name=image%20(3)-3.jpg)](https://americanimpact.org/blog/the-price-on-the-sign-why-gasoline-remains-an-immediate-affordability-test) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [The Price on the Sign: Why Gasoline Remains an Immediate Affordability Test](https://americanimpact.org/blog/the-price-on-the-sign-why-gasoline-remains-an-immediate-affordability-test) *Record Labor Day fuel prices show why a cost seen every day can quickly shape the national...* [Read More](https://americanimpact.org/blog/the-price-on-the-sign-why-gasoline-remains-an-immediate-affordability-test) [![Fading Faith: Why Americans Are Sour on Capitalism at the 250th Anniversary](https://americanimpact.org/hs-fs/hubfs/image%20(1)-Sep-01-2026-09-44-44-6942-AM.jpg?width=300&name=image%20(1)-Sep-01-2026-09-44-44-6942-AM.jpg)](https://americanimpact.org/blog/fading-faith-why-americans-are-sour-on-capitalism-at-the-250th-anniversary) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [Fading Faith: Why Americans Are Sour on Capitalism at the 250th Anniversary](https://americanimpact.org/blog/fading-faith-why-americans-are-sour-on-capitalism-at-the-250th-anniversary) *Americans still believe in enterprise. What they increasingly distrust is an economy that appears...* [Read More](https://americanimpact.org/blog/fading-faith-why-americans-are-sour-on-capitalism-at-the-250th-anniversary) [![The $1,000 Ownership Experiment and Whether Trump Accounts Can Build Wealth From Birth](https://americanimpact.org/hs-fs/hubfs/image-Aug-02-2026-10-19-28-4594-PM.jpg?width=300&name=image-Aug-02-2026-10-19-28-4594-PM.jpg)](https://americanimpact.org/blog/the-1000-ownership-experiment-and-whether-trump-accounts-can-build-wealth-from-birth) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [The $1,000 Ownership Experiment and Whether Trump Accounts Can Build Wealth From Birth](https://americanimpact.org/blog/the-1000-ownership-experiment-and-whether-trump-accounts-can-build-wealth-from-birth) *A universal investment seed can expand ownership, yet unequal contributions may compound the wealth...* [Read More](https://americanimpact.org/blog/the-1000-ownership-experiment-and-whether-trump-accounts-can-build-wealth-from-birth) [![The Caremark Deal: Will PBM Reforms Lower Prescription Bills?](https://americanimpact.org/hs-fs/hubfs/image-Aug-02-2026-09-20-57-5776-PM.jpg?width=300&name=image-Aug-02-2026-09-20-57-5776-PM.jpg)](https://americanimpact.org/blog/the-prescription-drug-middleman-reset-and-whether-the-caremark-deal-will-lower-pharmacy-bills) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [The Caremark Deal: Will PBM Reforms Lower Prescription Bills?](https://americanimpact.org/blog/the-prescription-drug-middleman-reset-and-whether-the-caremark-deal-will-lower-pharmacy-bills) *Hidden prescription middlemen promise savings, yet their pricing rules can leave patients paying...* [Read More](https://americanimpact.org/blog/the-prescription-drug-middleman-reset-and-whether-the-caremark-deal-will-lower-pharmacy-bills) [![The Uninsurable Commute and How Rising Auto Premiums Threaten Economic Mobility](https://americanimpact.org/hs-fs/hubfs/doc-image-1.png?width=300&name=doc-image-1.png)](https://americanimpact.org/blog/the-uninsurable-commute-and-how-rising-auto-premiums-threaten-economic-mobility) ###### [Financial Literacy](https://americanimpact.org/blog/tag/financial-literacy) ##### [The Uninsurable Commute and How Rising Auto Premiums Threaten Economic Mobility](https://americanimpact.org/blog/the-uninsurable-commute-and-how-rising-auto-premiums-threaten-economic-mobility) *For millions of workers, keeping a car insured is becoming another barrier between a household...* [Read More](https://americanimpact.org/blog/the-uninsurable-commute-and-how-rising-auto-premiums-threaten-economic-mobility) [1](https://americanimpact.org/blog) [2](https://americanimpact.org/blog/tag/financial-literacy/page/2) [3](https://americanimpact.org/blog/tag/financial-literacy/page/3) [4](https://americanimpact.org/blog/tag/financial-literacy/page/4) ![American Impact - Trimmed Logo white](https://americanimpact.org/hubfs/American%20Impact%20-%20Trimmed%20Logo%20white.png "American Impact - Trimmed Logo white") **Our Contact Info:** American Impact, Inc. 3232 McKinney Ave Ste 500 Dallas, TX 75204 **Phone:** (214) 429-3710 **General Email:** **[info@americanimpact.org](mailto:info@americanimpact.org)** *American Impact and American Impact Foundation are affiliate nonprofit organizations with missions to provide civic and voter engagement and provide financial literacy and fiscal public policy education at the federal, state and local level.* *Contributions to American Impact, an IRS designated 501(c)(4) nonprofit, are not tax deductible.  American Impact Foundation is a section 501(c)(3) non-profit organization under the IRS and contributions are tax deductible to the extent provided by law.* --- © 2024 American Impact Foundation | [Privacy](https://20089053.hs-sites.com/privacy) and [Donation Refund Policy](https://20089053.hs-sites.com/refundpolicy) [Legal](https://americanimpact.org/charitable-solicitation-registration-statement) [Privacy Policy](https://americanimpact.org/privacy)