Financial Literacy
The $1,000 Ownership Experiment and Whether Trump Accounts Can Build Wealth From Birth
A universal investment seed can expand ownership, yet unequal contributions may compound the wealth...
Financial Literacy
The Caremark Deal: Will PBM Reforms Lower Prescription Bills?
Hidden prescription middlemen promise savings, yet their pricing rules can leave patients paying...
Financial Literacy
The Uninsurable Commute and How Rising Auto Premiums Threaten Economic Mobility
For millions of workers, keeping a car insured is becoming another barrier between a household...
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Financial Literacy
Escaping the “Doom Loop” and the Federal Trade Commission’s Renewed Fight Against Subscription Traps
Subscriptions promise convenience, but difficult cancellation systems can turn recurring charges...
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Financial Literacy
The AI Surge Pricing Era and the Push for Consumer Protection
Artificial intelligence can make markets faster, but personalized prices can leave households...
Financial Literacy
The Blue-Collar AI Boom and Why Data Centers Are Shifting the Labor Market
Artificial intelligence may reduce demand for some knowledge jobs while creating an urgent need for...
Financial Literacy
Project Vault and the Geopolitical Race for Domestic Critical Minerals
The technology behind artificial intelligence and electrification depends on materials that the...
Financial Literacy
Why Capping Credit Card Late Fees Could Backfire on Consumer Credit
A Senate bill to cap credit card late fees at $8 promises relief for working families, but the...
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Financial Literacy, Fiscal Policy
9-to-5 Ghost Towns: How Empty Office Buildings Are Squeezing Local Lenders
Remote work and high interest rates have pushed office loan delinquencies to an all-time high,...
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Financial Literacy
Cracking Under $19 Trillion: The Reality of the U.S. Debt Crisis
Total household debt hit $18.8 trillion in early 2026 and credit card delinquencies are climbing...